Your Rights When Landlords Check Your Credit: Understanding Tenant Screening Reports & Disputing Errors
Your FCRA rights come into play the moment you submit a rental application—long before you sign any lease. When a landlord runs a background check, that report often decides whether you get approved, whether you pay a higher deposit, or whether you lose an apartment you need. Federal law does not guarantee a perfect report, […]
Card Shimming: Why “Chip Detected” Doesn’t Mean the Charge Was Authorized
In our recent article on card skimming, we discussed how criminals use hidden devices to steal card data from ATMs and gas pumps. We noted that we would address “shimming”—a newer, more sophisticated form of card fraud—in a follow-up post. This is that post. If your bank has denied your fraud claim because “the chip […]
