How Does Identity Theft Affect My Credit Score?

identity theft lawyer

Understanding the Damaging Effects of Identity Theft If a thief gets their hands on your sensitive personal info, they suddenly have a key to your financial world, including your accounts. If you’ve had your social security number, bank account login, or credit card info stolen, new credit cards might start to appear in your name. […]

How Do I Remove Incorrect Late Payments from My Credit Report?

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Understanding Credit Report Errors and Their Impact In the grand scheme of our financial universe, your credit report plays an essential role, influencing your ability to obtain loans, insurance, or even lease an apartment. It’s a sort of financial passport. Hence, its accuracy can’t be understated. Unfortunately, mistakes do happen. One such blunder that can […]

Experian Mixed My Credit Report with Someone Else’s, How Do I Fix This?

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Experian Mixed My Credit Report with Someone Else’s, How Do I Fix This? Understanding the Impact of Credit Report Errors Our society runs on credit. From credit cards to mortgages, your credit report influences your financial future. When your credit report contains inaccurate information, such as a mix-up with another individual’s details, it can impact […]

Overview of Identity Theft and Its Impact On Credit Scores

Identity theft and credit score damaged

Overview of Identity Theft and Its Impact On Credit Scores As technology continues to advance, it is becoming increasingly common for hackers and identity thieves to steal our personal information. One of the most serious effects of identity theft is the impact it has on our credit scores. It’s essential to understand how identity theft […]

Reviving Your Credit Report: Steps to Correct Errors and Fix Credit Report

How to fix mistake in credit report and experian transunion or equifax has not responded

Errors in credit reports are no joke: They can negatively impact your credit score and lead to a wide variety of related problems, including loan turndowns, credit card closures and increased interest rates. However, you can correct errors in your credit report and even revive your credit score. The Importance of Credit Reports A credit […]

Recovering Your Losses For Damage To Your Credit

Can you sue and recover for mistake in credit report with transunion equifax experian

Recovering Losses Due to Damage To Your Credit and When to Get Legal Help for Credit Report Mistakes The first step to dealing with damage caused by inaccurate credit reporting is to pull your credit reports for all three major credit reporting bureaus (Equifax, TransUnion and Experian) It is important to do this with regard […]

Digital Signature Pad Fraud By Auto Dealers in New York City

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Schlanger Law Group has recently seen a marked increase in New York City consumers victimized by unscrupulous use of digital signature pads, particularly in cases involving auto loans. While there is certainly nothing wrong in principle with using digital signature technology, the use of digital pads has—as a practical matter—allowed auto dealers to collect a […]

Car Lease Damage Waiver Class Action Case Survives Challenge

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If you have ever leased a vehicle, you will appreciate this story. If you have signed an excessive wear-and-tear car lease damage waiver with Autoguard Advantage Corp. or Allegiance Administrators, LLC d/b/a Performance First, you need to read this story.  Why Did We Bring a Class Action Based on a Car Lease Damage Waiver? Schlanger […]

What to Do When Your Bank Won’t Refund Stolen Money

A thief stealing a phone from his backpack.

Each year millions of consumers are victims of identity theft, physical theft, and unauthorized money transfers. In 2021 alone, the Federal Trade Commission received more than 4.2 million consumer fraud and identity theft reports resulting in almost $5.9 billion lost. Some situations are successfully resolved over time, but many consumers are not as fortunate. If […]