Suing Credit Reporting Agencies When They Won’t Act
When you first spot an error on your credit report from TransUnion, Equifax, or Experian, the solution may seem obvious. Each of the three major credit bureaus provides clear information on its website about how to dispute an erroneous entry on your credit report. You can even submit a dispute directly through the websites. Unfortunately, […]
Friend and Family Identity Theft: Another Success Story
“Identity theft” brings to mind credit card skimmers, hackers, massive data breaches, and even criminals rummaging through your garbage looking for identifying information and credit card numbers. While those are all very real threats, some dangers lie closer to home. In one recent year, more than 500,000 people in the United States fell victim to […]
When Credit Reporting Agencies Stonewall, the Law Protects Consumers
Many consumers experience great difficulty in getting credit reporting errors and misrepresentations corrected. In some instances, the reluctance of credit reporting agencies (CRAs) and furnishers to fix errors can rise to the level of outright stonewalling. And the obstacles can seem insurmountable. While Transunion, Equifax, Experian and many furnishers (for instance, national banks and their […]
