When to Contact a Lawyer for Credit Card Dispute Solutions
Like most consumers, you probably use credit cards as a convenient way to make everyday purchases. However, what if you find unauthorized charges on your billing statement? Do you know how to dispute those charges? What if you can’t resolve the problem on your own? Keep reading to learn when to contact a lawyer for […]
Improper Service of Process New York Class Action Alleges FDCPA Violations
If you owe a debt and the creditor wants to take you to court, it must file court documents and ensure you receive copies of those papers to start the legal process. This is a story about improper service of process, New York style. First, some basics. The act of serving court papers on a […]
Do You Need a Consumer Fraud Lawyer? Know When to Call
The Federal Trade Commission (FTC) releases a summary of consumer fraud data each year. In 2022, there was more bad news to report. Based on the number of consumer fraud cases reported in 2021, more Americans may need a consumer fraud lawyer this year than ever before. The FTC receives a variety of reports from […]
Protecting Consumers When Companies Repossess Autos Illegally
Sometimes even when you’ve done nothing wrong, your rights can be violated by debt collectors and repossession companies that refuse to follow the law. The Fair Debt Collection Practices Act (FDCPA) protects consumers when dishonest people repossess autos they have no legal right to take. At Schlanger Law Group we help consumers whose rights have […]
Gov’t FCRA Compliance Report: Credit Bureaus “Routinely Failed”
The Consumer Financial Protection Bureau (CFPB) is a government agency that helps ensure banks, financial companies, and creditors treat consumers fairly. As part of this mission, the CFPB enforces the Fair Credit Reporting Act (FCRA) and gathers data about consumers’ credit reporting experiences and credit agency FCRA compliance. A January 2022 CFPB report revealed that […]
Shoulder Surfing, Bait & Switch, and Other Debit Card Scams
Although online security is rapidly changing, creative identity thieves continue to find innovative techniques to bypass cyber security measures and steal your personal information. In case you’ve never heard of shoulder surfing or bait-and-switch scams, let’s look at how these criminal schemes work, and what victims can do to recover their money. What is Shoulder […]
Peer to Peer Payment App Companies Must Comply With the EFTA
An estimated 113.5 million adults used a mobile peer to peer payment app to transfer money to family, friends, and vendors in the United States last year. The number of people using these apps (also known as “person-to-person” or “P2P”) has almost doubled in the past four years with the creation of money apps such […]
Student Loan Identity Theft Causes $154,000 Dilemma
Identity theft occurs when someone steals your personal information for their financial gain. If the thief is your spouse or another relative—while that can make the situation more complicated—it is still considered identity theft and your family member has violated your legal rights. The identity theft lawyers at Schlanger Law Group have extensive experience helping victims […]
New Jersey Consumer Fraud Act Protections and Remedies
Consumer fraud is a growing concern throughout the United States. The federal government has enacted several laws to help protect consumers nationwide, but individual states have also taken steps to identify unlawful acts within their boundaries and provide remedies for residents who have been defrauded. The New Jersey Consumer Fraud Act (the NJ Act) offers […]
How Online Romance Scams Can Lead to Financial Ruin
Each year around Valentine’s Day we see stories about people finding their true love and living happily ever after. People are meeting online more than ever before and while some connections lead to a fairytale ending, others become horror stories. Online romance scams exploded during the pandemic because many people were isolated and lonely and […]
